In this episode of Cowboys & Cufflinks, Jeff Mathies and Caleb Moore break down some of the biggest retirement planning mistakes they’re seeing right now, from loaded mutual funds and expensive annuities to fear-driven investing and waiting too long to plan.
They also discuss why media headlines create unnecessary panic, how healthcare and taxes can complicate retirement, and why many investors misunderstand risk, Social Security, and long-term portfolio structure.
Topics include:
• Hidden mutual fund fees and loaded accounts
• Why fear can push investors into poor decisions
• How long-term bonds can create unexpected volatility
• Common annuity mistakes and when they may fit
• Why waiting too long can limit retirement options
• Social Security timing, taxes, and healthcare planning
• The role of purpose in building a retirement strategy
Find more episodes by visiting cowboysandcufflinks.com. And, request a Retirement Rapid Response Kit.
Jeff Mathies is a retirement strategist, entrepreneur, and host of Cowboys & Cufflinks. After getting his start in the insurance industry in 2003, Jeff founded Mathies Financial Partners in 2008 and has spent years helping families navigate retirement through education, planning, and real-world experience. As a Certified Financial Educator (CFEd®), he is passionate about simplifying financial concepts and helping people make confident decisions for the future.
Based in Pueblo, Colorado, Jeff enjoys ranch life with his wife and their five children. Outside the office and podcast studio, you’ll usually find him mountain biking, hiking, golfing, or spending time with his kids and grandkids.
